{"id":15071,"date":"2024-09-20T18:36:00","date_gmt":"2024-09-20T18:36:00","guid":{"rendered":"https:\/\/millihaber.com.tr\/2024\/09\/20\/bddkda-kredilerde-ihtiyatli-risk-oranini-dusurdu\/"},"modified":"2024-09-20T18:36:00","modified_gmt":"2024-09-20T18:36:00","slug":"bddkda-kredilerde-ihtiyatli-risk-oranini-dusurdu","status":"publish","type":"post","link":"https:\/\/millihaber.com.tr\/?p=15071","title":{"rendered":"BDDK&#8217;da kredilerde ihtiyatl\u0131 risk oran\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc"},"content":{"rendered":"<p><\/p>\n<div>\n<p>DAHA \u00d6NCE NE KARAR VER\u0130LM\u0130\u015eT\u0130?<\/p>\n<p>BDDK, 31 Temmuz 2023\u2019te yapt\u0131\u011f\u0131 d\u00fczenlemeyle, sermaye yeterlili\u011fi standart oranlar\u0131 hesaplamas\u0131nda dikkate al\u0131nan risk a\u011f\u0131rl\u0131klar\u0131n\u0131, ihtiya\u00e7 kredileri, bireysel kredi kartlar\u0131, ta\u015f\u0131t kredileri ile ta\u015f\u0131t teminatl\u0131 krediler ve t\u00fcketiciler ile yap\u0131lacak finansal kiralama i\u015flemleri a\u00e7\u0131s\u0131ndan art\u0131r\u0131lmas\u0131na karar vermi\u015fti.<\/p>\n<p>Bu i\u015flemlerde standart yakla\u015f\u0131m\u0131n kullan\u0131lmas\u0131 durumunda bankalar\u0131n risk a\u011f\u0131rl\u0131klar\u0131 y\u00fczde 150 olarak uyguland\u0131\u011f\u0131ndan kredi faizlerinde y\u00fckseli\u015fe ve b\u00f6ylece kredi arz\u0131nda oldu\u011fu gibi talebinde s\u0131n\u0131rland\u0131rmay\u0131 hedefleyen bir uygulama olmu\u015ftu. \u0130\u00e7 talebi de s\u0131n\u0131rlam\u0131\u015ft\u0131.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"<p>DAHA \u00d6NCE NE KARAR VER\u0130LM\u0130\u015eT\u0130? BDDK, 31 Temmuz 2023\u2019te yapt\u0131\u011f\u0131 d\u00fczenlemeyle, sermaye yeterlili\u011fi standart oranlar\u0131 hesaplamas\u0131nda dikkate al\u0131nan risk a\u011f\u0131rl\u0131klar\u0131n\u0131, ihtiya\u00e7 kredileri, bireysel kredi kartlar\u0131, ta\u015f\u0131t kredileri ile ta\u015f\u0131t teminatl\u0131 krediler ve t\u00fcketiciler ile yap\u0131lacak finansal kiralama i\u015flemleri a\u00e7\u0131s\u0131ndan art\u0131r\u0131lmas\u0131na karar vermi\u015fti. Bu i\u015flemlerde standart yakla\u015f\u0131m\u0131n kullan\u0131lmas\u0131 durumunda bankalar\u0131n risk a\u011f\u0131rl\u0131klar\u0131 y\u00fczde 150 olarak uyguland\u0131\u011f\u0131ndan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":15072,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,5],"tags":[],"class_list":["post-15071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-gundem"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>BDDK&#039;da kredilerde ihtiyatl\u0131 risk oran\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc - Milli Haber<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/millihaber.com.tr\/?p=15071\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BDDK&#039;da kredilerde ihtiyatl\u0131 risk oran\u0131n\u0131 d\u00fc\u015f\u00fcrd\u00fc - Milli Haber\" \/>\n<meta property=\"og:description\" content=\"DAHA \u00d6NCE NE KARAR VER\u0130LM\u0130\u015eT\u0130? BDDK, 31 Temmuz 2023\u2019te yapt\u0131\u011f\u0131 d\u00fczenlemeyle, sermaye yeterlili\u011fi standart oranlar\u0131 hesaplamas\u0131nda dikkate al\u0131nan risk a\u011f\u0131rl\u0131klar\u0131n\u0131, ihtiya\u00e7 kredileri, bireysel kredi kartlar\u0131, ta\u015f\u0131t kredileri ile ta\u015f\u0131t teminatl\u0131 krediler ve t\u00fcketiciler ile yap\u0131lacak finansal kiralama i\u015flemleri a\u00e7\u0131s\u0131ndan art\u0131r\u0131lmas\u0131na karar vermi\u015fti. 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