\n
\n\tAvukat Talha Duman, tek tarafl\u0131 kazalarda olu\u015fan zarar\u0131n kasko poli\u00e7esi kapsam\u0131nda sigorta \u015firketlerinden nas\u0131l kar\u015f\u0131lanabilece\u011fi hususunda de\u011ferlendirmelerde bulundu.<\/p>\n
\n\tDuman, altyap\u0131 \u00e7al\u0131\u015fmas\u0131, \u00e7ukur ya da yola yanl\u0131\u015f tak\u0131lan kapa\u011fa \u00e7arp\u0131lmas\u0131 veya s\u00fcrt\u00fclmesi gibi durumlarda ortaya \u00e7\u0131kan tek tarafl\u0131 kazalarda da kasko poli\u00e7esi kapsam\u0131nda sigorta \u015firketleri taraf\u0131ndan onar\u0131m sa\u011flanmas\u0131 gerekti\u011fini belirterek, vatanda\u015flar\u0131n bu durumu yeterince bilmediklerini, kaza meydana geldikten sonra do\u011frudan kendi ceplerinden masraf\u0131 kar\u015f\u0131lad\u0131klar\u0131n\u0131 ve bunun da haklar\u0131n\u0131 bilmemelerinden dolay\u0131 s\u00fcr\u00fcc\u00fclere maddi y\u00fck olu\u015fmas\u0131na neden oldu\u011funu s\u00f6yledi.<\/p>\n
\n\tKaza sonras\u0131 ne yap\u0131lmas\u0131 gerekiyor?<\/h2>\n
\n\tB\u00f6yle bir durumla kar\u015f\u0131la\u015fan s\u00fcr\u00fcc\u00fclerin yapmas\u0131 gerekenleri anlatan Duman, \u015funlar\u0131 kaydetti:<\/p>\n
\n\t“Kazay\u0131 ispat edilmek i\u00e7in \u00f6nce kolluk kuvvetlerine haber verilmesi gerekir. Gelen kolluk g\u00fc\u00e7lerinin tutmu\u015f oldu\u011fu tek tarafl\u0131 kaza tespit tutana\u011f\u0131 ile birlikte bu durum ispatlanabiliyor. Tutana\u011f\u0131n ard\u0131ndan s\u00fcr\u00fcc\u00fcn\u00fcn 5 i\u015f g\u00fcn\u00fc i\u00e7inde sigorta \u015firketine gerekli evrak ile birlikte ihbarda bulunmas\u0131 gerekiyor. Ba\u015fvuru neticesinde \u015firketin zarar\u0131 kar\u015f\u0131lama y\u00f6n\u00fcnde \u00f6deme yapmas\u0131 veya bu \u00f6demeyi reddetmesi laz\u0131m. \u00d6deme yaparsa vatanda\u015f\u0131n zarar\u0131 kar\u015f\u0131lanm\u0131\u015f oluyor.”<\/em><\/p>\n
\n\tSigorta \u015firketi \u00f6deme yapmazsa uygulamada birden fazla \u00e7\u00f6z\u00fcm yolunun bulundu\u011funu belirten Duman, bunlardan birinin sigorta \u015firketlerinin \u00fcye oldu\u011fu Sigorta Tahkim Komisyonu oldu\u011funu ifade etti.<\/p>\n
\n\tBu komisyonda sigortac\u0131l\u0131ktan do\u011fan uyu\u015fmazl\u0131klar\u0131n \u00e7\u00f6z\u00fcmlendi\u011fini anlatan Duman, \u015f\u00f6yle konu\u015ftu:<\/p>\n
\n\t“Burada verilen kararlar, mahkemelerce verilen kararlar niteli\u011finde say\u0131l\u0131yor ve icras\u0131 kabil kararlar oluyor ancak \u015f\u00f6yle bir durum var burada: Sigorta Tahkim Komisyonunda kasko poli\u00e7esinden kaynakl\u0131 zararlara ba\u015fvuru yapabilmemiz i\u00e7in muhatap sigorta \u015firketinin tahkim komisyonundaki \u00fcye kurulu\u015flar\u0131n aras\u0131nda yer almas\u0131 gerekir.”<\/em><\/p>\n
\n\t800 bin uyu\u015fmazl\u0131k dosyas\u0131 \u00e7\u00f6z\u00fcmlendi<\/h2>\n
\n\tGe\u00e7en y\u0131l bu komisyonlarda yakla\u015f\u0131k 800 bin uyu\u015fmazl\u0131k dosyas\u0131n\u0131n incelendi\u011fini ve \u00e7\u00f6z\u00fcmlendi\u011fini belirten Duman, “Burada ortalama yarg\u0131 s\u00fcresi 4-6 ayda neticeleniyor. Genel dava yoluna g\u00f6re ger\u00e7ekten daha k\u0131sa bir yol oluyor. Taraflar\u0131n daha mutlu oldu\u011fu, paras\u0131na daha k\u0131sa s\u00fcrede ula\u015fabildi\u011fi bir yol oluyor” \u015feklinde konu\u015ftu.<\/p>\n
\n\tSigorta Tahkim Komisyonuna ba\u015fvuru yap\u0131lamayan durumlarda ise vatanda\u015flar\u0131n genel dava yoluna giderek asliye ticaret mahkemesine ba\u015fvurmalar\u0131 gerekti\u011fini s\u00f6yleyen Duman, “Asliye ticaret mahkemesine dava a\u00e7madan \u00f6nce arabuluculuk ba\u015fvurusu yap\u0131yorsunuz. Bu s\u00fcre\u00e7te anla\u015fabilirseniz e\u011fer, yine daha h\u0131zl\u0131 bir sonuca ula\u015fabiliyorsunuz. Anla\u015famazsan\u0131z da ticaret mahkemesine giderek sigorta \u015firketinden maddi hasar\u0131 talep ve tazmin edebilirsiniz” dedi.<\/p>\n
\n\tKaskosu olmayan ara\u00e7 sahipleri ne yapmal\u0131?<\/h2>\n
\n\tKasko poli\u00e7esi bulunmayan ara\u00e7lar\u0131n kar\u0131\u015ft\u0131\u011f\u0131, altyap\u0131 \u00e7al\u0131\u015fmas\u0131 veya bozuk yoldan dolay\u0131 meydana gelen kazalarda ara\u00e7lardaki hasar\u0131n sorumlu idari kurum taraf\u0131ndan kar\u015f\u0131lanmas\u0131 gerekti\u011fini belirten avukat Muhammed Cemil \u0130mamo\u011fullar\u0131 da bu konuda s\u00fcr\u00fcc\u00fclerin yapmas\u0131 gerekenleri anlatt\u0131.<\/p>\n
\n\t\u0130mamo\u011fullar\u0131, “\u00d6ncelikle kaza meydana geldikten hemen sonra kolluk g\u00fc\u00e7lerinden yard\u0131m alarak kaza tespit tutana\u011f\u0131 tutman\u0131z\u0131 \u00f6neririm. Ayn\u0131 zamanda kaza yerinden foto\u011fraf ve arac\u0131n\u0131zda olu\u015fan kazan\u0131n masraf\u0131n\u0131 belirten faturalar da al\u0131nmal\u0131d\u0131r” diye konu\u015ftu.<\/p>\n
\n\tKazayla ilgili t\u00fcm evrak\u0131 toplad\u0131ktan sonra taraf te\u015fkilinin sa\u011flanmas\u0131n\u0131n \u00f6nem arz etti\u011fini belirten \u0130mamo\u011fullar\u0131, \u015funlar\u0131 s\u00f6yledi:<\/p>\n
\n\t“Kaza yapt\u0131\u011f\u0131n\u0131z alan\u0131n sorumlulu\u011fu hangi idari kuruma aitse o kuruma kar\u015f\u0131 idari dava a\u00e7mal\u0131s\u0131n\u0131z. Bunun i\u00e7in \u00f6ncelikle o idari kuruma zarar\u0131n giderilmesi i\u00e7in dilek\u00e7eyle ba\u015fvuru yapman\u0131z gerekir. 30 g\u00fcn i\u00e7erisinde idari kurumdan ba\u015fvuru i\u00e7in herhangi bir yan\u0131t gelmez ise 60 g\u00fcn i\u00e7erisinde idare mahkemesine giderek tam yarg\u0131 davas\u0131 a\u00e7abilirsiniz. Bu dava neticesinde de arac\u0131n\u0131zda olu\u015fan maddi hasar\u0131 idari kurumdan tazmin edebilirsiniz.”<\/em><\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"
Avukat Talha Duman, tek tarafl\u0131 kazalarda olu\u015fan zarar\u0131n kasko poli\u00e7esi kapsam\u0131nda sigorta \u015firketlerinden nas\u0131l kar\u015f\u0131lanabilece\u011fi hususunda de\u011ferlendirmelerde bulundu.
Duman, altyap\u0131 \u00e7al\u0131\u015fmas\u0131, \u00e7ukur ya da yola yanl\u0131\u015f tak\u0131lan kapa\u011fa \u00e7arp\u0131lmas\u0131 veya s\u00fcrt\u00fclmesi gibi durumlarda ortaya \u00e7\u0131kan tek tarafl\u0131 kazalarda da kasko poli\u00e7esi kapsam\u0131nda sigorta \u015firketleri taraf\u0131ndan onar\u0131m sa\u011flanmas\u0131 gerekti\u011fini belirterek, vatanda\u015flar\u0131n bu durumu yeterince […]<\/p>\n","protected":false},"author":1,"featured_media":74505,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,5,9],"tags":[],"class_list":["post-74504","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel","category-gundem","category-turkiye"],"yoast_head":"\n
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Duman, altyap\u0131 \u00e7al\u0131\u015fmas\u0131, \u00e7ukur ya da yola yanl\u0131\u015f tak\u0131lan kapa\u011fa \u00e7arp\u0131lmas\u0131 veya s\u00fcrt\u00fclmesi gibi durumlarda ortaya \u00e7\u0131kan tek tarafl\u0131 kazalarda da kasko poli\u00e7esi kapsam\u0131nda sigorta \u015firketleri taraf\u0131ndan onar\u0131m sa\u011flanmas\u0131 gerekti\u011fini belirterek, vatanda\u015flar\u0131n bu durumu yeterince […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/millihaber.com.tr\/?p=74504\" \/>\n<meta property=\"og:site_name\" content=\"Milli Haber\" \/>\n<meta property=\"article:published_time\" content=\"2026-11-02T11:34:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/trthaberstatic.cdn.wp.trt.com.tr\/resimler\/2500000\/bozuk-yol-aa-2500427.jpg\" \/>\n<meta name=\"author\" content=\"admins\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Yazan:\" \/>\n\t<meta name=\"twitter:data1\" content=\"admins\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 dakika\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/millihaber.com.tr\\\/?p=74504#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/millihaber.com.tr\\\/?p=74504\"},\"author\":{\"name\":\"admins\",\"@id\":\"https:\\\/\\\/millihaber.com.tr\\\/#\\\/schema\\\/person\\\/ce25ff78bd50c3fcd185fb298962da20\"},\"headline\":\"\u00c7ukur ve yol bozukluklar\u0131n\u0131n yol a\u00e7t\u0131\u011f\u0131 hasarda tazminat m\u00fcmk\u00fcn\",\"datePublished\":\"2026-11-02T11:34:19+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/millihaber.com.tr\\\/?p=74504\"},\"wordCount\":673,\"commentCount\":0,\"image\":{\"@id\":\"https:\\\/\\\/millihaber.com.tr\\\/?p=74504#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/millihaber.com.tr\\\/wp-content\\\/uploads\\\/2026\\\/11\\\/bozuk-yol-aa-2500427-740x420.jpg\",\"articleSection\":{\"1\":\"G\u00fcndem\",\"2\":\"T\u00fcrkiye\"},\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/millihaber.com.tr\\\/?p=74504#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/millihaber.com.tr\\\/?p=74504\",\"url\":\"https:\\\/\\\/millihaber.com.tr\\\/?p=74504\",\"name\":\"\u00c7ukur ve yol bozukluklar\u0131n\u0131n yol a\u00e7t\u0131\u011f\u0131 hasarda tazminat m\u00fcmk\u00fcn - 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Avukat Talha Duman, tek tarafl\u0131 kazalarda olu\u015fan zarar\u0131n kasko poli\u00e7esi kapsam\u0131nda sigorta \u015firketlerinden nas\u0131l kar\u015f\u0131lanabilece\u011fi hususunda de\u011ferlendirmelerde bulundu.
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